$Viventor introduces fee for account withdrawals:

"Dear Investor,

ViVentor is reaching out to you to inform about the latest platform updates on our price list.

On the 13th of August, we informed you that we decided to withdraw our application for a financial brokerage license with the Latvian regulator and we could no longer accept new investments or introduce new investment opportunities on our platform. In order to continue to provide safe and transparent services ViVentor decided to update the price list.

By updating our price list, ViVentor is introducing bank fee for every withdrawal which is set to 1,50 EUR. These are the cost that our payment provider charges for every outgoing payment.
With updated price list we also remove minimum withdrawal amount of 10 EUR.

More information available in the price list section.

Thank you for understanding.

Kind regards,
ViVentor team"

$Viventor is closing down their main operations:

We would like to inform you that, ViVentor has decided to withdraw its application for a financial brokerage license in Latvia. This was a difficult decision but the right one at this moment. ViVentor is a financially and operationally healthy company and the cost involved with obtaining and maintaining this license could seriously jeopardize this status.
As a result of this decision, in compliance with FCMC requirements, ViVentor will no longer be able to accept any new investments.

Hereby we will continue the following services:
Processing of withdrawals by investors
Distributing repayments from Loan Originators on outstanding claims to investors.

The services that won’t be offered anymore are:
Processing of new investments
The possibility to invest into primary market loans on the platform but the secondary market will remain open for now.

The management is currently taking advice and evaluating its options for the future. We will keep you posted on its findings.
ViVentor team wants to thank every investor who has been together with us during these past years.

#Stikcredit 2021 H1 report has been released.

Key figures:

Profit = € 1.3m
Assets = € 12.0m
Equity = € 7.3m
Debt = € 4.6m

$Viventor domain has expired on 2021-07-16, so unless Viventor team (is there anyone left?) renews it in next couple of weeks, it will go to auction and anyone will be able to bid for it.

Domain is registered with GoDaddy and here is their process:
+1 day We'll try to auto-renew it, or you can manually renew for the standard renewal price.
+5 days We'll try to auto-renew again - but if that doesn't work, your domain gets parked: your site and email stop working. But you can still manually renew for the standard renewal price.
+12 days We'll try to auto-renew your domain one more time. You can still manually renew for the standard renewal price.
+19 days Domain goes on hold: it's still in your account but inactive. Manually renew with applicable redemption fee.
+26 days Domain goes to auction. You can still manually renew for the standard price plus the applicable redemption fee. You can also place your own bid.
+30 days If no active bids in the auction, the domain stays in your account but now it's expired. You can manually renew for the standard price plus the applicable redemption fee. If there's an active bid at auction, the domain can't be renewed.
+36 days Domain goes to a final closeout auction. Until there's an active bid, you can still manually renew for the standard price plus the applicable redemption fee. Once there's a bid, you can't renew the domain, but you can place your own bid.
+41 days Final closeout auction ends. You can still manually renew for the standard price plus the applicable redemption fee.
+72 days Domain is removed from your account and you can't renew it any more. You may be able to register the domain after the registry has released it, but GoDaddy can't advise when the registry will release a domain for registration.

Source: uk.godaddy.com/help/what-happens-when-my-domain-expires-609

WHOIS info below:

Domain Name: viventor.com
Registry Domain ID: 1947213453_DOMAIN_COM-VRSN
Registrar WHOIS Server: whois.godaddy.com
Registrar URL: www.godaddy.com
Updated Date: 2021-07-21T10:36:38Z
Creation Date: 2015-07-16T03:32:49Z
Registrar Registration Expiration Date: 2021-07-16T03:32:49Z
Registrar: GoDaddy.com, LLC
Registrar IANA ID: 146
Registrar Abuse Contact Email: [email protected]
Registrar Abuse Contact Phone: +1.4806242505
Registrant Organization: ViVentor, SIA
Registrant State/Province:
Registrant Country: LV

$Viventor Is down at the moment......

Update from $Viventor regarding the Atlantis Financiers situation:

Dear Investor,
We would like to update you on the situation with Atlantis Financiers.
In previous communication, we informed you about the effect of the pandemic on Atlantis Financiers business model. This resulted in the re-evaluation of the open contracts of investors and clients.
On April 20, we communicated that to come to a solution for Atlantis, their clients, and investors, Atlantis is evaluating the following three options:

1. Buyback of outstanding claims at a discounted market value.
2. Restructuring of the outstanding assignment contracts into a Long-term loan.
3. Sale of the Atlantis loans portfolio and passing on proceeds to investors

This evaluation process was recently delayed as some investors withdrew their authorization given by the assignment agreement (AA). Without this authorization, Atlantis could no longer manage and or restructure the outstanding loans and related Claim Rights. This situation has now been settled and Atlantis has picked up the restructuring process again.
We will keep you updated when we receive more information.
Thank you for your patience.

#BulldogP2P: For the first time, no daily account emails were sent out by Viventor. A sign?
Yesterday, we already noticed that the FIT (funds in transit) were stopped calculating. The demise.

Dutch auditor noticed an interesting change regarding FTGN Beheer B.V., the mother company of Atlantis Financiers N.V.:

- On 18.05.2021 Lotus 597 B.V. (led by Sabrina Gielen-Nathoe) retired as director of FTGN Beheer B.V.
- On 21.05. 2021 LG Investments B.V. (led by Lex Gielen) was appointed as director of FTGN Beheer B.V.

21.05.2021 was a Friday. And what happens on Monday 24-05-2021... the Twinero and Presto 'options'.

Another $Viventor response to investors refusing to accept any of the two offers:

Dear xxxx,
According to article 4 of the Assignment Agreement you authorized ViVentor and Twinero to act on your behalf when a borrower can’t fulfill its obligations. We have done so to the best of our abilities.
According to article 6 of the Assignment Agreement, you will not request information from the borrower.
Making your choice known within 5 business days is according to article 6 of the Assignment Agreement.
I advise you to contact Twinero for an annual report and/or business-related questions.
ViVentor didn’t participate in the acquisition of Twinero by Gielen Groep. I expect that the Sales and Purchase agreement is confidential. We don’t have it.
Kind regards,

Not sure what to do about $Viventor's proposal? Send them following reply that was shared in Telegram (replace xxx with your ID):

Dear Viventor Team and CEO,

having received the offer to convert existing claims in loan shares of the Twinero & Presto loan originators I declare hereby as owner of the portfolio with the ID xxx that

I will not accept any conversion of existing claims into a rescheduled direct claim against the loan originators nor will I accept any haircut of existing claims without providing proper valuation documents and further information.

Please take this email as my official rejection of the two offers you are suggesting. I do not accept your 5 day deadline and can not make any decision without having necessary information provided such as:

- current status of the loan book
- information about the borrowers of my loans
- price you paid for the integration of the company and money you spent for it
- information about who will receive the haircut on the payment made

I further demand immediate payments of outstanding FIT payments of both loan originators as calculated in the account and furthermore a fullfillment of Viventor's duties in accordance to the duly agreed general "Terms of use" and individual loan agreements.

I inform you hereby that I will click on the 27th of May the "Option 2" in the webinterface - BUT ONLY - in order to avoid the turn-in of standard "Default option". So in any case do not understand choosing this option as my consent into option 2.

I expect a reasons offer for my Twinero and Presto loans and a proof of several companies which quoted for the portfolio to show me what is the real value of the Portfolio.

Should you still convert unilaterally and without written prior consent the respective claims into a direct rescheduled claim I will think about starting legal proceedings against this action.