Debitum Network Loan Originators - Financial Reporting Quality
Loan Originator 2019 report? In English? Reputable auditor? IFRS? Reports per year Score
Cardec Factoring Yes No Not audited No 1 1
Chain finance No No N/A No 0 0
CubeFunder Yes Yes Not audited No 4 3
Evergreen Capital Yes No Not audited No 1 1
Factris LT Yes Yes Not audited No 1 2
Factris LV Yes No Not audited No 1 1
FLEXIDEA Yes No Not audited No 1 1
Mikro Kapital Romania Yes No PricewaterhouseCoopers Audit SRL No 1 2
Noviti Finance Yes Yes Not audited No 4 3
TradeBacking Yes No Not audited No 1 1
Triple Dragon Yes Yes Not audited No 4 3
Vihorev Investments Yes No Not audited No 1 1


Debitum Network Loan Originators - Financials 2020
Loan Originator Profit Assets Equity Debt Debt to Equity Group Guarantee FRQS
CubeFunder € 0.6m € 10.4m € 0.8m € 9.6m 11.4 - 3
Evergreen Capital - € 1.4m € 0.4m € 1.1m 3.0 - 1
Flexidea € -0.1m € 1.8m € -0.2m € 1.9m Negative equity - 1
Triple Dragon € -0.0m € 2.1m € 0.0m € 2.1m 75.9 - 3


Debitum Network Loan Originators - Financials 2020 Q3
Loan Originator Profit Assets Equity Debt Debt to Equity Group Guarantee FRQS
Noviti Finance € 0.3m € 36.5m € 0.4m € 36.0m 80.7 - 3
Triple Dragon € 0.0m € 2.2m € 0.1m € 2.1m 14.7 - 3


Debitum Network Loan Originators - Financials 2020 Q2
Loan Originator Profit Assets Equity Debt Debt to Equity Group Guarantee FRQS
Cube Funder € 0.3m € 8.4m € 0.8m € 7.6m 9.5 - 3
Triple Dragon € 0.0m € 2.0m € 0.1m € 1.9m 0.1 - 3


Debitum Network Loan Originators - Financials 2020 Q1
Loan Originator Profit Assets Equity Debt Debt to Equity Group Guarantee FRQS
CubeFunder € 0.2m € 0.5m € 0.5m - - - 3
Noviti Finance € 0.0m € 3.2m € 0.3m € 3.0m 11.5 - 3


Debitum Network Loan Originators - Financials 2019
Loan Originator Profit Assets Equity Debt Debt to Equity Group Guarantee FRQS
Cardec Factoring - € 0.3m € -0.0m € 0.3m Negative equity - 1
Chain Finance - - - - - - 0
CubeFunder - € 7.6m € 0.3m € 7.3m 27.5 - 3
Evergreen Capital € 0.2m € 1.3m € 0.2m € 1.0m 4.3 - 1
Factris LT € 0.2m € 11.7m € 0.3m € 11.4m 42.7 Yes 2
Factris LV € -0.1m € 1.2m € -0.1m € 1.3m Negative equity Yes 1
FLEXIDEA - € 1.0m € -0.1m € 1.1m Negative equity - 1
Mikro Kapital Romania € 0.2m € 10.1m € 2.8m € 7.3m 2.6 Yes 2
Noviti Finance € 0.0m € 2.7m € 0.1m € 2.6m 19.0 - 3
TradeBacking € -0.1m € 1.3m € 0.3m € 1.1m 3.9 - 1
Triple Dragon - € 0.0m € 0.0m - - - 3
Vihorev Investments € 0.1m € 1.4m € 0.1m € 1.3m 16.0 - 1