Debitum Network is owned by DN Operator SIA, which belongs to OFS SIA, the sole owner of which is Martins Liberts.
The platform works as a intermediary between loan originator and investor. Issuance of funds starts from borrower - a business which needs a loan for some purpose. Loan borrower applies to a loan originator (LO) for a loan, then the LO applies to the platform by asking for funds to a borrower. They upload an asset - a loan in which investors can invest their money, and when the funds are collected, they are transferred to the LO, and they lend it to a final loan borrower. Debitum Network LOs are banks in different Europe countries. The platform earns a profit when the LO pays interest for collected funds to investors and a service fee to the platform.