experience: "the yields also turned me off, but the pros for me where that I could reduce my currency risk and get real exposure to p2p loans and not subordinate #bonds
(which e.g. $Mintos
I did test investment anyway, to check if it makes sense, but I'm stopping reinvestment, because it's to much work. You have to make two payments from your bank account for each loan you invest in.
Real yield of my test portfolio I can only tell you after few years, but I expect something in the area of 5-6% which would be reasonable for CHF, but with out national bank crippling the CHF/EUR literally at all cost to not hurt exports staying in CHF for P2P doesn't make too much sense"